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Our Financial Benefits

Your NHS pension

The NHS Pension Scheme is one of the most comprehensive and generous schemes in the UK. When you start working for us, you’ll be automatically enrolled into the scheme, however, you can opt out if you wish.

  • Your NHS Pension will never run out, it’s paid for the rest of your life

  • It is fully guaranteed by the Government

  • As your employer, we pay in too – a contribution of 20.6% of your salary

  • Tax-free contributions deducted straight from your salary

  • You’ll have the option to transfer any other pensions into the scheme in the first 12 months of your membership

  • There is protection for your family with Death in Service and a survivor’s pension

  • Flexible retirement with the option of a tax-free lump-sum

  • Find out more about the NHS pension scheme 
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We support your financial wellbeing

Workplace loans and savings

We offer a benefit that could help you worry less about money by making it simple. You will have access to loans repaid through salary, savings accounts, money insights and tools, and more.

Workplace ISAs

We have a range of workplace ISAs you can contribute to straight from your monthly salary.

Home and electronics

Home and electronics enable you to purchase the latest products from John Lewis & Partners and Currys in a more manageable way by spreading the cost of items over a set period.

“The workplace loan scheme is incredibly easy and straightforward to apply for. It lifted a huge weight off my shoulders and helped me become debt free. I had been worrying about my finances every day and that disappeared as soon as I applied”

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Jack, Change and Commercial Delivery

Discounted travel costs

Car lease scheme  

This salary-sacrifice scheme gives you and your family access to a huge range of cars at a competitive price. In line with our environmental strategy, electric and hybrid vehicles are available. 

Travel loans

We offer season ticket loans for trains and buses. The interest free loan is then deducted from your monthly net salary in instalments.

Cycle2Work

Through our Cycle2Work, scheme, you can make savings of up to 47% on the cost of hiring a new bike and equipment.

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Highstreet and online discounts 

As an NHS colleague, you and your family can access discounts on a wide range of products and services from high street and online retailers through our MyLifestyle discounts portal.

  • Health Service Discounts
  • Blue Light Card
  • NHS Staff Benefits
  • Health Staff Discounts